Steps to Your First Home
Congratulations! You have decided to buy a home. The process of becoming a homeowner to many individuals seems like a daunting task, but we are here to help you. Getting started is simple! Here is a quick guide of the home buying process. So take a look at what the home buying process is all about, and then reach out. Let us help you make your dreams of home ownership a reality.
Step 1: Finding the Right Agent for you
Purchasing a home is your dream, and your agent is your advocate. Altamont Realty Group agents will help guide you through the home buying process by:
advising you about current market conditions.
analyzing your needs and wants for a home.
Directing you to homes that fit your criteria.
Setting up appointments to see your favorite homes.
negotiating on your behalf to get the best deal.
Suggesting and coordinating with vendors.
Flawlessly managing all the paperwork and deadlines.
Keeping an open dialog.
A good realtor can not only save you money but make sure you close on time and without any issues. They are really on your side throughout the entire process.
Step 2: Secure Financing
Before you start looking for a home, you will need to know how much you can actually spend. A lender will review your financials and negotiates the best deal for you. By get your pre-approved with a lender early it will ensure a smooth experience during your home buying process. Don’t have a lender? Ask us about our list of preferred lenders.
Step 3: Finding the Right Home
Once your pre-approved, it’s time to start your home search. Your real estate agent will help you identify your home search criteria and guide you through the process. Using a real estate agent will give you the best chance at finding exactly what you want.
Step 4: Making an Offer
Take as much time as you need to find a house then work with your real estate agent to negotiate a fair offer based on the value of comparable homes in the same neighborhood.
Step 5: Escrow
Once you and the seller have reached an agreement, the house will go into escrow, which is the period of time it takes to complete the rest of the home buying process.
Step 6: Property Inspections
Inspecting your future home is important and we will be by your side. We will help you set up the inspections, attend the inspections with you, and offer skilled direction on moving forward.
Step 7: Closing
At closing, you will sign all of the paperwork required to complete the purchase, including your loan documents. It typically takes a couple of days for the paperwork is returned to the lender, the loan to fund, and the title to be recorded, but once all these steps are complete you are now a homeowner!
Give us a call and let us help you find your perfect home!